Several loan(s) funded between 2000-2007 that were performed with legal violations such as RESPA (Real estate settlement procedures act), TIL(Truth in lending) and ECOA(Equal credit opportunity act) just to name a few. These violations carry EXTREMELY stiff financial penalties for the lender, and can result in SERIOUS legal consequences, such as forcing the lender to Modify your current loan. The Only Way to Know If Your Loan Contains VIOLATIONS is With a Forensic Loan Audit.