Realize Your Dream of Home Ownership

Welcome to Pacific One Lending and Real Estate, We are home loan experts dedicated to making sure your home purchase or refinance experience is top-notch.

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Mortgages in Huntington Beach, CA

Welcome to the official site of Pacific One Lending and Real Estate. We are a full-service mortgage company based in Huntington Beach, CA. We specialize in mortgage in Huntington Beach. We also serve the surrounding cities in Orange County. Whether you are buying a home or refinancing in the zip code of 92648, we can help you realize your dream of homeownership or save you money when getting your new lower monthly payment.

In terms of Purchase Loan programs, we offer the following:

FHA | VA | USDA | HomePath | Jumbo | Commercial | Conventional

Refinancing? We can help you with that, too!

We offer a wide range of refinance options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs:

FHA Streamline | FHA Cash Out | FHA 203k | VA Streamline | VA Cash Out | USDA Streamline | Conventional | HELOC | HARP | Commercial | Jumbo

Contact Pacific One Lending and Real Estate today to discuss your mortgage loan options, and find out which loan program will best suit your needs.


Get Your Mortgage Questions Answered Today!